Critical Home Repair Program

The Town of Davidson is relaunching its Critical Home Repair Program specifically geared toward homeowners in the West Davidson community. This program, which falls under the umbrella of the Comprehensive Housing Affordability Program (CHAP), is made possible through funding provided by community partners (Habitat for Humanity of the Charlotte Region and the Davidson Community Foundation) and American Rescue Plan Act Funding (ARPA) awarded to the Town by Mecklenburg County. 

The Town of Davidson is grateful to its partners for their financial support of the Critical Home Repair Program. Both the Davidson Community Foundation and Habitat for Humanity of the Charlotte Region are contributing 25% of the project costs. Previously this year, Mecklenburg County had awarded the Town ARPA funds for 50% of the project costs.

For a PDF of Frequently Asked Questions, please click HERE Version OptionsCritical Home RepairHeadline.

Purpose

The Critical Home Repair Program preserves, protects, and maintains existing naturally affordable housing in the Town of Davidson. This program also helps low-income homeowners by completing critical, major repairs at a subsidized rate.  

Provisions

Applicants must meet the following property and household requirements to be eligible for the Critical Home Repair Program.   Recipients of assistance will be chosen by the criteria listed below without regard to race, color, religion, national origin, sex, familial status, or disability. Applications are reviewed on a first come basis for as long as funding is available. 

Property Eligibility 

• The property must be located within the West Davidson neighborhood in the Town of Davidson.
• The property must be a single-family detached or modular home that is fixed on a permanent foundation on property owned by homeowner.
• The property must be at least 10 years old and have a building structure tax value of $250,000 or less.
• The applicant must own the property and occupy the house as their primary residence.
• The applicant must have ownership of the property for at least two years. (Exceptions for inherited properties will be reviewed on a case-by-case basis.)
• The property must not be in danger of foreclosure.
• The homeowner must show proof of homeowner’s insurance or construction insurance by the start of their repair project.
• The property must have a critical need for repair, including, but not limited to, failed or rotted floor system, plumbing leak that will result in structural damage, electrical hazard, roof replacement or repair, termite and/or rot damage, HVAC replacement, upgrades, or accessibility needs (limited to exterior ramp access and bathroom accessibility).

Household Eligibility 

• The total household income cannot be more than 80% of the current Mecklenburg County area median income (AMI).
• Applicants are required to disclose the number of people who live in the household and provide proof of all income.
• All household members 16 years and older may be subject to a background check. 
• The applicant cannot own any other residential property categorized as a vacation or second home.

Is there an income limit?

Yes. The total household income cannot be more than 80% of the current Mecklenburg County area median income (AMI) based on the number of people in the household. These figures are set annually by the Department of Housing and Urban Development (HUD). 

What critical repairs are covered?

• Unsafe structures (roofing, flooring, etc.)
• Lack of heating and cooling
• Weatherization
• Electrical or plumbing hazards
• Accessibility needs (limited to ramps, railings, walk-in tubs, etc.)

Program Funding

• The Town of Davidson was awarded ARPA funds from Mecklenburg County which will cover 50% of the project cost for this program.
• Habitat for Humanity will contribute 25% of the project costs.
• Davidson Community Foundation will contribute 25% of the project costs.

Where can I get an application?

If you have questions about the application process or would like an application, email CHRapplications@habitatCLTregion.org, attention Jennifer Doyle, or call Habitat for Humanity of the Charlotte Region at 704-716-7054. Ask for Jennifer Doyle and reference the Town of Davidson Critical Home Repair program.